I am overjoyed by the result of your effort and enquiry. I am truly thankful for your assistance in my case. Banking Employee from Parow
CDC was the way to go, we have never looked back - Anonymous from Cape Town
Once again thank you so much for all your advice and if I ever find some of my friends, family or anyone I know are in need of help from a debt counsellor I will most definitely refer them to you. Anonymous from Mossel Bay
I should thank YOU for the time and most invaluable advice. Anonymous from Mitchells Plain
You have helped us so much, now I can sleep easier. Artisan from Delft

ARE YOU STRUGGLING WITH DEBT?

Are you in a financial crisis and you don’t know how you’re going to pay your debts, together with rising food and petrol prices, kids’ school fees, municipal account and your cellphone bill? Debt that was previously manageable is becoming more difficult to cope with because of the price increases and our monthly income that hardly ever increases.

We can help you to ensure that there is enough money every month to pay your basic living expenses and pay all your creditors, via a single monthly debt instalment.

If your bank and other lending companies are no longer prepared to loan you money, and your creditors are threatening to send you final demands, it is time to consider applying for the protection of Debt Review. This gives you legal protection from your creditors in terms of the National Credit Act 34 of 2005 and is regulated by the National Credit Regulator.

Contact us today, and start on the road to Financial recovery. Our professional Debt Counsellors will be able to assist you in a friendly and courteous manner, as can only be excepted from a professional Debt Counselling firm. Our resident Registered Debt Counsellor is a qualified Chartered Accountant with over 20 years experience in various financial industrial sectors. We possess both the knowledge & skills to be utilised to safeguard your home, vehicle and other assests.

Follow us to our Contacts page to set up an appointment and discuss your financial obligations.

What Debt Counselling can do for me!

  • It can reduce your monthly debt instalments by up to 50%
  • It can provide you protection from repossession or legal action by creditors
  • You are legally protected from being blacklisted, if you aren’t already
  • Your credit record can be cleared after your debts have been repaid
  • It can make sure you are able to afford basic living costs again

To Qualify for Debt Counselling You need to be Over-indebted. This Means:

When your monthly take home pay is less than your reasonable monthly living expenses and monthly debt obligations.

  • You are struggling to pay your current debt on time
  • You do not have enough to pay debt after essential living expenses
  • You are probably unable to pay all future debt should you take out further loans

Importantly, you must have an income whether you are self employed or an employee of a company.
It is nothing to be ashamed of – having too much debt and being blacklisted can happen to anybody and everybody. And it does. When you are  in this situation, applying to be under Debt Review is probably the best step you can take to get you and your family back on track financially.

And you don’t have to do it on your own… we will assist you every step of the way. Your entire household debt can be managed, this is not fiction but a reality that we hope you embark on. Through our appointed Payment Distribution Agency we have a unique system whereby you can track what your creditors are being paid on a monthly basis, and we are a phone call away should you have any concerns or queries.